Insuring CyberinsecurityA free ebook version of this title is available through Luminos, University of California Press's Open Access publishing program. Visit www. luminosoa. org to learn more. Despite the massive costs associated with data breaches, ransomware, viruses, and cyberattacks, most organisations remain thoroughly unprepared to safeguard consumer data. Over the past two decades, the insurance industry has begun offering cyber insurance to help organisations